Britain has a history of partying in the streets, going back centuries. In recent years, on a National scale, only the Victory in Europe Celebrations in 1945 have eclipsed major Royal events such as the various Royal weddings and the Silver Jubilee street parties of 1977, in street party popularity and attendance.
However since the millennium street parties have become regular events in all types of communities both urban and rural who regularly hold street events bringing all different members of the community together in celebration.
The Big Lunch event organised by the Eden Project on streets up and down the UK, is now in its tenth year and with over one million participants each year is one of the largest nationally organised parties.
The Diamond Jubilee of Queen Elizabeth II is expected to increase the number participating by a factor of ten and street parties are also being planned throughout the Summer of 2012 for sporting events such as the European Football tournament and the London Olympics, which will further spread the craze.
Are there street party rules?
If you are organising a street party in your road you may not need a licence from your local council if the party is of a small size. However if the party is likely to interfere with traffic and parking or may disturb other residents, it is likely you will need a council licence. Check the rules for your area on your local county council website or refer to the UK Government advice about street parties at Directgov. A street party licence usually has a condition that minimum £1 million of public liability insurance cover should be in place for the licence to be valid.
Street Party Insurance covers
Even if your street party does not require licensing, it is highly advisable to purchase street party insurance to cover all the organisers and attendees against any injury, damage or loss and the consequences of the organisers being liable for any court awarded damages and costs.
Unfortunately parties and events where people relax and enjoy themselves, particularly if alcohol is involved, often end up in loss or personal injury.
All party insurance policies carry public liability insurance as the most basic cover with the option to add employers liability, cancellation cover and property damage cover up to a fixed amount. Employers liability cover is a legal requirement of street party organisers if you employ any staff to help or organise the event.
Purchasing street party insurance online is nowadays a straightforward process and packages for jubilee street party insurance cover are available at very competitive rates from leading event insurance specialists such as EventsInsurance.co.uk
The application is quick and can be completed online with the premium calculated from fixed rates. Customers can choose varying levels of indemnity for liability covers and choose to add on cancellation covers and property losses up to £50000 if required. Premiums for a small street party start around £50 per day and the costs are minimal when divided up amongst the neighbours. The larger your road the cheaper the insurance costs per capita.