Home Insurance wars continue

With the direct big boys slugging it out on UK National television to give away free contents insurance(with T’s and C’s), on the back of the buildings insurance cover, it was not long before the other big direct player Direct Line got involved.

The RBS bank owned (should I rephrase that to read ‘and British government’), has jumped into the affray with an offering of 50% off the cost of contents cover.

OK so its not as much as the other two, but has still got be worth a quick quote to check out the premiums and the various difference in home insurance cover offered. One has to assume that the buildings rates for both More Th>n and Norwich Union are inflated to cover the risk pool created by all that extra contents cover.

Direct Line Home Insurance

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Direct Line Home Insurance

What makes Direct Line Home Insurance a good deal better? Well according to Direct Line
• Up to 25% discount when you buy online & Up to 50% off of Contents cover
• 12 months cover for the price of 9
• New for old replacement items for the garden, up to £1,000, as well as in your home
• Where possible, we’ll arrange the delivery of replacement goods direct to your door
• Automatic increase in cover over Christmas and for weddings – £5,000 or 10% of the contents sum insured, whichever is greater
• Cover for accidental damage to PCs and TVs and home entertainment equipment as standard
• Children’s content covered whilst they are away at University up to £5,000 (or 15% of the contents sum insured).
• Unlimited frozen food cover
• Bicycle covered as standard when left indoors, in a shed, garage or outbuilding
• Includes cover for replacement locks
• 24 hour emergency helpline for all customers

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