Online landlord buildings and contents insurance comparison site, LandlordNet http://www.Landlord-Insurance.net is warning Landlords to be extra vigilant during the current economic crisis. Troubled times lead to large increases in theft and tenant arrears, they warn, and landlords may be tempted to under insure in the hardening market, leaving themselves open for claims rebuttals should the worst occur. Security issues are of particular importance at this time of year as the incidence of theft rises around the christmas holiday period. Ensure that your property is fitted with approved locks to the policy minimum standards. Equally, landlords may have additional problems with their own tenants due to the recsession and credit crunch biting, including rent arrears and tenants leaving more frequently. LandlordNet warns "By following a few simple tips Landlords can minimise those risks and safeguard their businesses during these difficult times. The first step is to keep a vigilant control of arrears, to flag up and keep an eye on possible rent defaulters before major non recoverable debts are occurred. Keep up to date records of all enquiries for let properties, and act quickly if notice is given of a property falling vacant. Tenants have a lot of choice at the moment and one returned call can make all the difference.
Mortgage Protection Insurance or get a gang of cats
Love this offering from one of British Insurance ad agencies for their latest award winning mortgage payment protection insurance. Funny film noir - Ealing style
Lifestyle Insurance Cover - the new ASU and Income Protection
There seems to be some confusion all over the Interent as to the difference between redundancy insurance and income protection - which in our opinion are largely the same ASU cover with possibly varying out of work conditions.
However both are currently being outsold by a new all inclusive Lifestyle Insurance product not tied to any particular payment plan or debt.
The new safety first product offered by British Insurance http://www.britishinsurance.com is different as it covers your complete lifestyle should anything happen to you including redundancy or unemployment. Lifestyle being you can spend the benefit to cover either or all of your Income, Mortgage Payment protection insurance, Rent, Utility Bills, Loans, Credit cards, Household bills, Other lifestyle cover. Following their award winning Mortgage payment protection insurance products success, this new lifestyle cover from British Insurance appears to be likely to be just as popular given the economic gloom. The redundancy insurance and lifestyle insurance cover is available in the UK through various large internet outlets
Are you a small business owner? Do you feel that your voice seldom gets heard? If so we know how frustrating that can be especially if you feel passionate about your business or trade.
Any way the good news is you can now do something about it - well you can shout loud and will get listened to! UK Commercial Insurance Ltd the Uk's largest online small business commercial insurance provider, has asked us to point out to you a forum run by the Federation of Small Businesses where you can exchange passionate views with members not just of your own trade but issues which affect all small businesses including small business insurance
You can find the forum at the Federations website http://www.fsb.org.uk You wil need to register to participate, which is a simple process, but the posts make very interesting reading alone.
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