Rogue and inefficient landlords could face having claims dismissed warns the UK’s online landlord insurance portal and landlord buildings and contents quotation comparison website www.landlord-insurance.net if…….”they fail to keep their tenants informed and briefed on what to do in an emergency and major damage ensues that could have been prevented”.
They report that 20,000 landlords across the UK could be affected as Winter comes early across nuch of Britain. With almost three million houses in the privately rented sector and weather forecasters predicting a colder winter than last year, simple steps, such as ensuring that all tenants know how to switch off the water, electricity and gas supplies, could save landlords and insurers thousands of pounds, and potentially save lives!
Tenants are the first line of defence against problems in the properties they rent and need to be fully equipped to deal with all kinds of winter emergency situation. If the landlord has landlord emergency insurance and equipment insurance cover then the tenants need to know who to phone should the landlord not be available. Do the tenants realise that their possessions and property contents won’t be covered unless they’ve taken out their own personal contents insurance?
If you improve the communication lines with your tenants you will reduce the risks and minimalise any claims that you can’t avoid…as a landlord s**t happens.